The Best Travel Credit Card Options
Travel credit cards are becoming increasingly popular, and that’s not surprising. When you consider how many added perks you get for simply using them, it’s more surprising that many people still aren’t using them.
They can help you book trips easier and usually offer exclusive perks for traveling that can help you save a ton on your vacation. When used properly, the best travel credit cards can make a huge difference in terms of how much a regular person can save.
However, to make sure you get the most out of what the best travel credit card has to offer, it’s important to choose one that has benefits that fit your needs.
Let’s explore some of the best credit cards for travel, review their various options, and list the pros and cons of each card:
Chase Sapphire Reserve
The Chase Sapphire Reserve card is one of the best options on the market because it provides you three points for every dollar that you spend on travel or dining, as well as one point for all other purchases.
With each point being worth 1.5 cents, the rewards can accumulate quite quickly, and you can use those points to pay for travel through Chase or use them in a range of accommodation options and airline partners. This gives you a ton of flexibility in terms of how you want to use the rewards.
You can also get $300 a year in credit for travel expenses, and can even get reimbursed for the TSA PreCheck application fee or the Global Entry fee.
Although this card does offer a lot of perks, the $450 annual price is quite high, even for travel credit cards. You can get a lot of it back if you use the $300 annual travel credit, so this card is probably best suited for those that plan on traveling a lot and can actually use the credit and other bonuses to their full extent.
In our opinion, this is one of the leading travel cards on the market. It offers a ton of perks, bonuses, and rewards, especially for those that plan to do a significant amount of traveling and have a plan to use the credit and points that they accumulate. Learn more.
Bank of America Premium Rewards Visa Card
The Bank of America Premium Rewards card is one of the best options because it offers amazing benefits to people who have high balances in their checking, investment, or savings account at Bank of America.
If you have accounts in the same bank, you can gain up to 75% more rewards. This is on top of the base rewards, which are two points for every dollar spent on travel and dining, as well as 1.5 points spent on everything else.
Another reason why this is one of the best credit cards for travel is its reimbursements. These include $100 for airline fees and $100 for Global Entry or TSA PreCheck fees every year.
You also get a solid sign-up bonus, so this card offers plenty of benefits, both short and long term.
To get the most out of this card, you would need to have at least $100,000 in all of your accounts at Bank of America and Merrill.
Combine that with an annual fee of $95, and it becomes obvious that to make this card worth it, you need to keep your savings at the bank as well.
If you already have a big balance at Bank of America, then taking advantage of the amazing rewards that come with this card is definitely worth it. In that situation, this card automatically becomes one of the best travel cards. Learn more.
Marriott Bonvoy Boundless Credit Card
For those that want to get most of their perks through discounts and reimbursements of hotel stays, the Marriott Bonvoy Boundless Credit Card is one of the best travel rewards credit card options available.
With this card, you earn a whopping six points per every dollar you spend on eligible purchases at the Marriott Bonvoy hotels, and as well as two points on all other eligible purchases.
While the eligible purchases list may not be as extensive as with some of the other cards, if you want the best travel credit card for staying at Marriott Bonvoy hotels, this is a card that will provide you with massive savings over time.
Add in the handsome sign-up bonus, and you’ve got an excellent card for the people who can take advantage of the benefits that it offers.
While the benefits offered are certainly compelling, you’d still be limited to the Marriott Rewards properties, so you wouldn’t have too many options when choosing accommodations or other services.
However, since there are thousands of properties available, this option is viable for most people in countless locations.
This card offers plenty of perks and bonuses for the person who enjoys staying at the Marriott properties, and the annual free night stay might be enough in and of itself to cover the fee for the card. Learn more.
The American Express Platinum Card
If you’re looking for the best credit card for airline miles and enjoy high-end travel, the American Express Platinum Card might be exactly what you’re looking for.
This card offers great rewards, which include five points for every dollar spent on airfare and hotels that are booked according to the agreement, as well as one point for every dollar spent regularly.
However, while the point system is decent, it doesn’t stand out too much from what others are offering, and the big advantages of this card are found via its various perks.
For instance, you get a $200 airline fee credit every year, as well as up to $200 a year for Uber, which is a huge deal for those who enjoy comfortable travel and use it often. These perks alone are well worth the investment if you use Uber and fly often.
Add in the reimbursement of the application fees to the TSA PreCheck and Global Entry every five years, and you’ve got another contender for the best airline miles credit card that you should seriously consider.
What’s more, with the Amex Platinum Card, you also gain access to more than a thousand airport lounges worldwide, and various other perks at hotels, events, and more.
Just like most other cards on this list, Amex also offers a generous sign-up bonus.
As you can probably guess from the extensive list of perks and bonuses, this card doesn’t come cheap.
The all-metal card is a status symbol, among other things, so the $550 annual fee is almost to be expected.
However, when you add in everything that you get, and if you use up the available bonuses, you will get well over the amount that you pay for it. This makes it well worth it for frequent travelers.
The American Express Platinum credit card has a renowned status for a reason—it offers powerful perks for those that use it often. Choose this card if you want a premium experience. Learn more.
Ink Business Preferred Credit Card
If you’re an entrepreneur or a businessperson and want to maximize every penny that you spend on travel and your company, the Ink Business Preferred Credit Card might be the perfect option for your needs.
It comes with a huge sign-up bonus of 80,000 points if you manage to spend $5,000 over the first three months of owning the card, which is around $1,000 that you can use through the Chase Ultimate Rewards program.
On top of that, you earn three points for every dollar that you spend on eligible travel expenses, as well as shipping, advertising online, and more, so there are plenty of opportunities to earn points and save big.
You earn one point per dollar for all other expenses, and each point is worth 1.25 cents when you book through the Chase Ultimate Rewards program. You can also transfer the points to a few partners, but then their value will diminish.
There aren’t many drawbacks to this card, especially for the right person. Just make sure that you use the card enough to make the $95 annual fee worth it.
The Ink Business Preferred credit card has all the ingredients of the best travel credit card, offering appealing bonuses, flexible points system, and good rewards. The relatively low price makes this a great choice for business travelers. Learn more.
When you collect travel miles and airline points using the best airline credit cards, you can get more out of your travel budget and enjoy a vareity of unforgettable adventures.
At Zegrahm, we offer exclusive adventure travel expeditions and journeys to the most pristine parts of the world. If you would like to learn more, call 800.628.8747, contact us, or check out our extensive list of destinations!